Commonwealth Team

Our Broker/ Dealer

We are proud to partner with Commonwealth Financial Network®, a Registered Investment Adviser–broker/dealer that helps independent advisors like us serve their clients. Commonwealth manages total account assets of nearly $161 billion.1

Independent, just like us
Commonwealth is independently owned and managed, which means the firm can act in the best interests of its financial advisors and their clients—not shareholders. Our partnership with Commonwealth supports our commitment to remain free to act in your best interest, without any pressure to promote proprietary products or strategies.

How Commonwealth helps us help you
Commonwealth offers the scale, stability, and resources that help us deliver the solutions you need. It’s that infrastructure—and the always expanding wealth of resources it provides—that makes it easier for our firm to provide you with the best possible guidance and the prompt, personal service you expect and deserve.

  • Choice. Through Commonwealth, we have access to robust, independent market research, financial planning expertise, and a wide universe of investment options—from individual stocks and bonds to mutual funds, exchange-traded funds, alternative investments, managed accounts, and retirement plans.
  • Service. The firm’s advisor-to-staff ratio is one of the best in the industry. This means staff members answer our calls promptly, execute transactions quickly and accurately, and, in general, offer our firm the same highly personalized treatment we strive to give you.
  • Technology. Commonwealth’s technology platform is a critical component in our ability to keep you on track to your financial goals. Its integrated web-based systems allow us to more efficiently manage your portfolio and your overall financial life.
  • Security. Commonwealth is second to none in its commitment to safeguarding your privacy and ensuring that your personal data remains secure. From encryption standards to disaster recovery plans and other measures the firm employs, we are confident that the information our clients entrust us with will remain secure.

A reputation you can trust
J.D. Power has ranked Commonwealth “#1 in Independent Advisor Satisfaction Among Financial Investment Firms” six times in a row.2

Committed to helping those in need
Commonwealth’s commitment to service does not end with its advisors and their clients. For more than four decades, the firm has been dedicated to serving the communities where its employees and affiliated advisors work, live, and visit. Its charitable foundation, Commonwealth Cares, works to provide contributions of time, talent, and financial support to a wide range of philanthropic causes. That kind of dedication to the greater good is just one more reason we’re proud to be affiliated with Commonwealth.

If you’d like to know more
We’d be glad to talk with you further or answer any questions you may have about our affiliation with Commonwealth. Just ask!

 

1 As of 12/31/18

2 Commonwealth received the highest score in the independent advisor segment of the J.D. Power 2010, 2012, 2013, 2014, 2018, and 2019 Financial Advisor Satisfaction Studies of customers’ satisfaction among financial advisors. Visit jdpower.com/awards.

Commonwealth Research Team

Our partnership with Commonwealth Financial Network®, a leading Registered Investment Adviser–broker/dealer, provides us access to a team of investment research specialists who assist us in our efforts to provide you with the best possible service. Each of the professionals on this team brings a breadth of experience in the industry and within his or her own specialization.

Brad McMillan, CFA®, CAIA, MAI

Managing Principal and Chief Investment Officer

Brian Price, CFA®

Senior Vice President, Investment Management and Research

Peter Essele, CFA®, CAIA, CFP®

Vice President, Investment Management and Research

Chad LaFauci, CFA®, CAIA

Vice President, Alternative Investments

Jim McAllister, CFA®

Director, Equity Research

Nicholas Follett

Manager, Fixed Income

Brian McCormick, CIMA®

Manager, Investment Management and Research

Fred DeBaets

Portfolio Manager, Investment Management and Research

Chris Fasciano

Portfolio Manager, Investment Management and Research

Andrew Kitchings, CAIA, ERP

Portfolio Manager, Investment Management and Research

Anu Gaggar, CFA®, FRM®

Senior Research Analyst, Equity

Robert Kane, CAIA

Senior Research Analyst, Alternatives

Nathan Parker, CFA®, CAIA

Senior Research Analyst, Real Assets

Chris Stuart, CFA®

Senior Research Analyst, Equity

Eduardo Ciuffo, CFA®

Research Analyst, Real Assets

Sam Millette

Research Analyst, Fixed Income

Rob Swanke, CFA®, CAIA

Research Analyst, Fixed Income

Peter Roberto

Research Associate, Equity

Tom Scarlata

Research Associate, Investment Management and Research

Thomas Ryan

Research Analyst, Equity

Commonwealth Retirement Consulting Services Team

Our partnership with Commonwealth Financial Network®, leading Registered Investment Adviser–broker/dealer, provides us access to a team of knowledgeable and experienced retirement professionals at Commonwealth who assist us in our efforts to provide you with the best possible service. Each of the members on this team brings a breadth of experience in the industry and within his or her own specialization.

Karen DiStasio

Vice President, Retirement Consulting Services

Thomas Crutchfield, CFP®, AIF®, PPC™

Manager, Business Development Consulting

Derenig Kostikian, CFP®, AIF®

Business Development Consultant

Allen Cohen

Retirement Sales Consultant

Steven Johnian

Retirement Sales Consultant

Sheryll Yee, CRPS®, CPFA

Retirement Sales Consultant

Mike Clifford

IRA Consultant

Mike Triana, CRPS®

IRA Consultant

Mat Powers, CFA®, AIF®

Manager, Retirement Consulting Investment Services

Michael Geraci, CRPC®, AIF®

Senior Product Manager, Retirement Consulting Investment Services

John Peters, CFP®, AIF®, PPC™

Manager, Retirement Plan Marketing

Dan Collins, AIF®

Retirement Marketing Program Manager

Steve Kochis, CRPS®, AIF®

Manager, Retirement Consulting Services

Patricia Garvey

Product Manager

Alex Lauretti

Retirement Consulting Services Associate

Commonwealth Advanced Planning Team

Our partnership with Commonwealth Financial Network®, a leading Registered Investment Adviser–broker/dealer, gives us access to a team of advanced planning specialists who can help us provide you the best possible service.

Justin Duft, JD, CFP®, CLU®, ChFC®, CLTC

Director, Advanced Planning

Heather Zack, JD, LLM, CAP®

Team Lead, Advanced Planning

Martin Baker, CFP®

Advanced Planning Consultant

Mike Baum, CFP®

Advanced Planning Consultant

Maureen Baxter, MBA, CLU®, ChFC®

Advanced Planning Consultant

Keven DuComb, JD, MBA

Advanced Planning Consultant

David Haughton, JD

Advanced Planning Consultant

Anna Hays, JD, LLM

Advanced Planning Consultant

Krista Teegarden, CLU®, ChFC®

Advanced Planning Consultant

Brad McMillan, CFA®, CAIA, MAI

Managing Principal and Chief Investment Officer

 

  • Chairs the Investment Committee and is the primary spokesperson for Commonwealth’s investment divisions
  • Shares his comments and thoughts on the economy in his blog, The Independent Market Observer
  • Is a Chartered Financial Analyst® (CFA®) charter holder, holds the Chartered Alternative Investment Analyst (CAIA) designation, and is a member of the Appraisal Institute
  • Earned a BA from Dartmouth College, an MS in real estate from MIT, and an MS in finance from Boston College
  • Has prior experience as the founder of Dartmouth Realty Advisors

 

Brian Price, CFA®

Senior Vice President, Investment Management and Research
  • Manages the Research team
  • Oversees asset allocation, fund selection, and overall management of Commonwealth’s Preferred Portfolio Services® Select program
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the FINRA Series 7, 63, and 65 securities registrations
  • Earned a BA from Georgetown University
  • Has prior experience as a senior financial advisor associate at Bernstein Investment Research and Management

Peter Essele, CFA®, CAIA, CFP®

Vice President, Investment Management and Research
  • Oversees asset allocation, fund selection, and overall management of Commonwealth’s discretionary platform, Preferred Portfolio Services® Select
  • Holds the CERTIFIED FINANCIAL PLANNER™ professional certification and the Chartered Alternative Investment Analyst (CAIA) designation, and is a Chartered Financial Analyst® (CFA®) charterholder and a member of the Boston Security Analysts Society
  • Holds the FINRA Series 7, 24, 31, 53, and 66 securities registrations
  • Earned a BS in industrial economics from Union College
  • Has prior experience in positions at Albany International and Kestner Engineers

Chad LaFauci, CFA®, CAIA

Vice President, Alternative Investments
  • Analyzes, approves, and monitors all alternative investments products (e.g., private equity, private credit, hedge funds, real estate, infrastructure, and commodities)
  • Manages the Alternative Investments team, which assists advisors with portfolio construction, as well as individual investment research and analysis
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the Chartered Alternative Investment Analyst (CAIA) designation and the FINRA Series 7, 24, 63, and 65 securities registrations
  • Earned a BS in economics from Bates College
  • Has prior experience in a position at Investors Bank & Trust

Jim McAllister, CFA®

Director, Equity Research
  • Oversees the Equity Research team, which assists advisors with ongoing due diligence and analysis of equity-based mutual funds, exchange-traded funds, separately managed accounts, and individual securities
  • Manages the Preferred Portfolio Services® Select Equity Income SMA models
  • Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
  • Is a Chartered Financial Analyst® (CFA®) charterholder
  • Earned a BS in finance from Lehigh University
  • Has prior experience as a research analyst at Loomis, Sayles & Co. and State Street Global Advisors in the U.S. quantitative group
Nicholas Follett
Manager, Fixed Income
  • Analyzes fixed income funds and ETFs, responds to advisor requests, and assists with fixed income market research
  • Evaluates and selects managers and disseminates research in the international and emerging markets asset classes
  • Responds to advisor inquiries on fixed income portfolio construction, fund research, and equity portfolio reviews
  • Holds the FINRA Series 7 securities registration
  • Earned a BFA in jazz performance from the New School for Social Research and an MBA in finance from San Francisco State University

Brian McCormick, CIMA®

Manager, Investment Management and Research

 

  • Manages evaluation, selection, and dissemination of research in the small- and mid-cap asset classes
  • Conducts research and due diligence on exchange-traded products
  • Responds to advisor inquiries on various investment topics, including asset allocation, mutual funds, exchange-traded funds, and separate account managers
  • Holds the Certified Investment Management Analyst® (CIMA®) designation and the FINRA Series 7, 24, and 63 securities registrations
  • Earned a BS in management from Quinnipiac University
  • Has more than 17 years of industry experience including at positions at Signator Investors and Putnam Investments

 

Fred DeBaets

Portfolio Manager, Investment Management and Research

 

  • Manages Commonwealth’s Preferred Portfolio Services® Select Fixed Income SMA strategies
  • Assists with portfolio construction and ideas on fixed income market opportunities
  • Earned a BS in financial management and economics and an MBA from Plymouth State University
  • Has prior experience in fixed income positions at Morgan Stanley and Bear Stearns

 

Chris Fasciano

Portfolio Manager, Investment Management and Research

 

  • Oversees Commonwealth’s Preferred Portfolio Services® Select program and the Commonwealth Model Portfolios
  • Assists with asset allocation, security selection, and ongoing portfolio monitoring
  • Responds to advisor inquiries about their own model portfolios
  • Earned a BA in economics from Bates College and an MBA from the University of North Carolina at Chapel Hill’s Kenan-Flagler Business School
  • Has more than 20 years of experience in small- and mid-cap stock research and managing small- and mid-cap value portfolios for institutional and high-net-worth clients

 

Andrew Kitchings, CAIA, ERP

Portfolio Manager, Investment Management and Research

 

  • Helps oversee Commonwealth’s Preferred Portfolio Services® Select program and the Commonwealth Model Portfolios
  • Assists with asset allocation, security selection, and ongoing portfolio monitoring
  • Holds the Chartered Alternative Investment Analyst (CAIA) and Energy Risk Professional (ERP) designations and is a member of the Boston Security Analysts Society
  • Holds the FINRA Series 7 and 66 securities registrations
  • Earned dual degrees in economics and history with a concentration in East Asian studies from Emory University
  • Has prior experience in positions at LPL Financial and Bank of America

 

Anu Gaggar, CFA®, FRM®

Senior Research Analyst, Equity

 

  • Evaluates and selects managers and disseminates research in the international and emerging markets asset classes
  • Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
  • Is a Chartered Financial Analyst® (CFA®) charter holder and holds the Financial Risk Manager (FRM®) designation and the FINRA Series 7 securities registration
  • Earned an MS in finance from Boston College and an MBA in finance from NMIMS in India
  • Taught master’s level finance course at Boston University and worked at Virtua Research and SBI Capital Markets in India

 

Robert Kane, CAIA

Senior Research Analyst, Alternatives

 

  • Facilitates due diligence and research activities on products within alternative financial strategies (e.g., managed futures, hedge funds, private equity, structured products, mutual funds, and exchange traded funds)
  • Holds the Chartered Alternative Investment Analyst (CAIA) designation and the FINRA Series 7, 63, and 66 securities registrations
  • Earned a degree from the University of Massachusetts Amherst

 

Nathan Parker, CFA®, CAIA

Senior Research Analyst, Real Assets

 

  • Facilitates due diligence and research activities on real asset-focused investments (commercial real estate, commodities, infrastructure, and natural resources)
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the Chartered Alternative Investment Analyst (CAIA) designation and the FINRA Series 7 and 63 securities registrations
  • Earned a bachelor’s in business administration from California State University, Chico, and a master’s in finance from San Diego State University
  • Has prior experience at LPL Financial

 

Chris Stuart, CFA®

Senior Research Analyst, Equity

 

  • Evaluates and selects managers and disseminates research in the large-cap equity asset class
  • Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
  • Holds the FINRA Series 7 and 66 securities registrations
  • Earned a BA in finance from the University of Massachusetts Amherst
  • Has prior experience in positions at Columbia Management, Bank of America-Merrill Lynch, and TheStreet.com

 

Eduardo Ciuffo, CFA®

Research Analyst, Real Assets

 

  • Facilitates due diligence and research activities on real asset-focused investments
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the FINRA Series 7 and 63 securities registrations
  • Earned a master’s degree in finance from San Diego State University
  • Has prior experience at LPL Financial, where he traded and rebalanced SMA platforms

 

Sam Millette

Research Analyst, Fixed Income

 

  • Analyzes individual fixed income securities, responds to advisor requests, and assists with market research and commentary
  • Assists with trading and rebalancing of SMA portfolios
  • Earned a BA in economics from Tufts University and is currently a Level II Chartered Financial Analyst® (CFA®) candidate

 

Rob Swanke, CFA®, CAIA

Research Analyst, Fixed Income

 

  • Analyzes individual fixed income securities, responds to advisor requests, and assists with fixed income market research
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the Chartered Alternative Investment Analyst (CAIA) designation and the FINRA Series 65 securities registration
  • Earned a BS in finance and accounting from Boston College

 

Peter Roberto

Research Associate, Equity

 

  • Supports analysts with due diligence and research activities on mutual funds, exchange traded-funds, and equities
  • Evaluates and selects managers and disseminates research in the global and foreign SMID markets asset classes
  • Assists the Investment Management team with calculating, analyzing, and updating both internal and external performance and attribution reports
  • Earned a BS in management, with an emphasis in finance, from Worcester Polytechnic Institute and is currently a Level II Chartered Financial Analyst® (CFA®) candidate

 

Tom Scarlata

Research Associate, Investment Management and Research

 

  • Supports analysts with due diligence and research activities in fixed income and alternative investments
  • Assists the Investment Management team with aggregating and presenting daily, weekly, and monthly investment analysis and performance reporting
  • Earned a BS in economics and finance from Bentley University

 

Thomas Ryan

Research Analyst, Equity

 

  • Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
  • Evaluates and selects managers and disseminates research in the mid-cap equity asset class
  • Holds the FINRA Series 65 securities registration
  • Earned a BS in business management from the Isenberg School of Management at the University of Massachusetts Amherst

 

Karen DiStasio

Vice President, Retirement Consulting Services

 

  • Leads the Retirement Consulting Services group.
  • Drives the department’s strategic initiatives for all facets—including marketing, operations, sponsor relations, and client experience—to ensure that advisors have the highest degree of products, services, and support to serve the retirement plan market
  • Holds FINRA Series 6 and 63 securities registrations
  • Earned a bachelor’s degree in business administration from the University of Massachusetts Amherst
  • Has prior experience at Putnam Investments, New York Life, and John Hancock Retirement Plan Services in various marketing and business development roles

 

Thomas Crutchfield, CFP®, AIF®, PPC™

Manager, Business Development Consulting

 

  • Manages Commonwealth’s team of retirement plan consultants 
  • Providing advisors with on-demand expertise and strategic business support in retirement plan sales and improving the client experience
  • Consults on business development, product options, sales strategies, competitive positioning, service models, and best practices related to building and supporting a successful retirement plan practice
  • Serves as a member of the National Association of Plan Advisors (NAPA)
  • Holds the CERTIFIED FINANCIAL PLANNER™ professional certification, as well as the Accredited Investment Fiduciary® (AIF®), Professional Plan Consultant™ (PPC™) and Certified Plan Fiduciary Advisor (CPFA) designations.
  • Earned a MS in finance from the University of Houston
  • Has prior experience as the director of financial planning programs at Merrimack College, where he managed all aspects of the CFP® certification curriculum

 

Derenig Kostikian, CFP®, AIF®

Business Development Consultant

 

  • Consults on business development, product options, sales strategies, competitive positioning, service models, and best practices related to building and supporting a successful retirement plan practice
  • Holds FINRA Series 6, 7, 63, and 65 securities registrations, the CERTIFIED FINANCIAL PLANNER™ professional certification, and the Accredited Investment Fiduciary® (AIF®) designation
  • Earned a degree in business management from the University of Massachusetts Boston
  • Has prior experience at Signator Investors, AARP Financial, and MFS Investment Management

Allen Cohen

Retirement Sales Consultant

 

  • Fields inquiries from advisors and provides retirement consultation on all aspects of advisors’ retirement practices, from new business development and plan proposals to plan design, product placement, and regulatory matters
  • Works with advisors on driving retirement plan sales and improving the client experience
  • Holds FINRA Series 6 and 63 securities registrations
  • Earned a BA from Bates College
  • Has prior experience at State Street Bank, CitiStreet, and Voya

 

Steven Johnian

Retirement Sales Consultant

 

  • Fields inquiries from advisors and provides retirement consultation on all aspects of their retirement practices, from new business development and plan proposals, to plan design, product placement, and regulatory matters
  • Earned a degree from the University of Massachusetts Lowell
  • Has prior experience in client services, quality control, annuity services, and specialty services roles at Putnam Investments 

Sheryll Yee, CRPS®, CPFA

Retirement Sales Consultant

 

  • Helps advisors and Commonwealth home office staff navigate complex situations related to IRAs and various types of retirement plans, including IRS rules and regulations, retirement planning, and product selection
  • Holds FINRA Series 7 and 66 securities registrations
  • Holds the Chartered Retirement Plans SpecialistSM (CRPS®) and the Certified Plan Fiduciary Advisor (CPFA) designation
  • Earned a BS from California State University, San Marcos 

 

Mike Clifford

IRA Consultant

 

  • Helps advisors and Commonwealth home office staff navigate complex situations related to traditional, Roth, SIMPLE, and SEP IRAs, including addressing operational inquiries and concerns and IRS rules and regulations
  • Earned a BS in business management, with a concentration in marketing and management, from the University of Massachusetts Lowell
  • Has prior experience as a client support administrator at Putnam Investments 

 

Mike Triana, CRPS®

IRA Consultant

 

  • Helps advisors and Commonwealth home office staff navigate complex situations related to traditional, Roth, SIMPLE, and SEP IRAs, including addressing operational inquiries and concerns and IRS rules and regulations
  • Holds FINRA Series 7, 24, and 66 securities registrations
  • Holds the Chartered Retirement Plans SpecialistSM (CRPS®) designation
  • Earned a BS from Cal Poly San Luis Obispo
  • Has prior experience as a team lead in the Retirement Operations department and with Wells Fargo Advisors

 

Mat Powers, CFA®, AIF®

Manager, Retirement Consulting Investment Services

 

  • Directs Commonwealth’s plan investment services, including Commonwealth’s 3(38) fiduciary plan service, PlanAssist Investment Management
  • Sets the strategic direction of Commonwealth’s plan investment platform, investment service development, and associated resources and tools
  • Is a Chartered Financial Analyst® (CFA®) charterholder and holds the Accredited Investment Fiduciary® (AIF®) designation
  • Earned a bachelor’s degree from Syracuse University and a master’s degree in investment management from Boston University
  • Has prior experience at Fidelity Investments, BNP Paribas, and Loomis, Sayles & Co

Michael Geraci, CRPC®, AIF®

Senior Product Manager, Retirement Consulting Investment Services

 

  • Manages the due diligence process for Commonwealth’s Retirement Plan Investment Recommended List, which serves as a key resource to the firm’s advisors, by ensuring coverage across key asset classes and share classes for mutual funds, comingled trusts, stable value products, and target-date portfolios, as well as maintaining an industry blueprint as to which recordkeeping platforms offer these strategies
  • Works on the PlanAssist Investment Management program performing manager due diligence and investment selection
  • Holds FINRA Series 7, 6, and 63 securities registrations and a Massachusetts life and variable insurance license
  • Holds the Chartered Retirement Planning CounselorSM (CRPC®), Accredited Investment Fiduciary® (AIF®), Certified Investment Management Analyst® (CIMA®) designations
  • Earned a BA from the University of New Hampshire, an MS in finance from the Brandeis University International Business School, and a certificate in executive leadership from Vanderbilt University’s Owen Graduate School of Management
  • Has prior experience in the investments and retirement plan divisions at John Hancock, as well as in brokerage trading with Fidelity Investment

John Peters, CFP®, AIF®, PPC™

Manager, Retirement Plan Marketing

 

  • Drives marketing strategy, campaigns, and communications programs to support Commonwealth advisors working with clients who offer qualified retirement plans and IRAs
  • Consults on marketing, sales strategies, competitive positioning, service models, and best practices related to building and supporting a successful retirement plan practice
  • Holds FINRA Series 7, 63, and 65 securities registrations and the CERTIFIED FINANCIAL PLANNER™ professional certification, as well as the Accredited Investment Fiduciary® (AIF®), and Professional Plan Consultant (PPC™) designations
  • Earned a degree from Emory University
  • Has prior experience as an advisor to corporate retirement plans, where he was actively involved in sales/marketing and client service to plan sponsors nationwide

Dan Collins, AIF®

Retirement Marketing Program Manager

 

  • Responsible for advisor-facing 401(k) sales, marketing and prospecting content and communications, retirement plan participant education campaigns and collateral, and department branding
  • Supports department business development initiatives with product sponsor firms
  • Holds the Accredited Investment Fiduciary® (AIF®) designation
  • Attended Eastern Nazarene College and Bridgewater State University
  • Has more than 19 years of experience in the 401(k) industry, including roles at MFS Investment Management, Sun Life, and The Hartford

Steve Kochis, CRPS®, AIF®

Manager, Retirement Consulting Services

 

  • Oversees all workflow between the Retirement Consulting Services department and the rest of Commonwealth, third-party partners, and Commonwealth’s advisors
  • Manages the strategy and execution of the department’s policies and procedures
  • Manages a team of IRA consultants
  • Holds FINRA Series 7, 24, and 66 securities registrations
  • Earned a degree in history from the University of Massachusetts Amherst
  • Has prior experience as a manager in the Retirement Operations team

Patricia Garvey

Product Manager

 

  • Oversees development and ongoing enhancements related to key retirement plan products that are offered to Commonwealth advisors who manage qualified retirement plans, including data architecture, data management, and associated product testing
  • Earned a degree in economics from Regis College
  • Has prior experience in a variety of management, business automation, and relationship management positions at MFS Investment Management and Sun Life Financial

 

Alex Lauretti

Retirement Consulting Services Associate

 

  • Assists the Retirement Consulting Services team in managing its daily activities and contributes to various projects
  • Serves as a resource to advisors and service provider partners
  • Earned a degree from Colgate University

Justin Duft, JD, CFP®, CLU®, ChFC®, CLTC

Director, Advanced Planning

 

  • Responsible for the strategic direction of the department, as well as providing a resource for advisors on issues involving trust, estate, tax, charitable, social security, business, insurance, and education planning
  • Holds the CERTIFIED FINANCIAL PLANNER™ professional certification and the Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Certified in Long-Term Care (CLTC) designations, as well as Massachusetts life, accident, and health insurance licenses
  • Holds the FINRA Series 6, 7, 24, and 63 securities registrations
  • Earned a BS in business administration from Northeastern University; an MSFS from the American College of Financial Services; and a JD, with a focus on estate, trust, and tax law, from New England Law Boston
  • Has prior experience in positions at Renaissance Insurance Group, John Hancock, and Ernst & Young

Heather Zack, JD, LLM, CAP®

Team Lead, Advanced Planning

 

  • Serves as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning
  • Holds the Certified Advisor in Philanthropy® (CAP®) certification as well as the FINRA Series 7, 9, 10, and 63 securities registrations
  • Earned a bachelor’s degree from Endicott College, a JD from the University of San Diego, and an LLM (Master of Laws) in taxation with a focus on estate planning from Boston University; is currently pursuing an MS in financial planning from Bentley University
  • Has prior experience in positions at Bank of America Investment Services/Merrill Lynch and Investors Capital, as well as extensive operations experience at Commonwealth

Martin Baker, CFP®

Advanced Planning Consultant

 

  • Serves as a resource on issues involving estate, trust, charitable, education, business, and social security planning strategies
  • Holds the CERTIFIED FINANCIAL PLANNER™ professional certification and the FINRA Series 7 and 66 securities registrations
  • Earned a bachelor’s degree in finance from Bentley University
  • Previously held several positions at Fidelity and UBS

Mike Baum, CFP®

Advanced Planning Consultant

 

  • Serves as a resource for our advisors on issues involving financial planning software and charitable, tax, education, and social security planning
  • Holds the CERTIFIED FINANCIAL PLANNER™ professional certification and the FINRA Series 7, 24, and 66 securities registrations
  • Earned a bachelor’s degree in business administration from the University of Connecticut School of Business  
  • Previously held several leadership roles on Commonwealth’s data integrity team, most recently as supervisor of the group

Maureen Baxter, MBA, CLU®, ChFC®

Advanced Planning Consultant

 

  • Serves as a resource for advisors in all areas of financial planning, including executive benefits, as well as high-level insurance planning and social security, estate, and business planning
  • Holds the Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations
  • Earned an MBA from Plymouth State University
  • Has prior experience as an assistant vice president of advanced sales and sales development at Lincoln Financial Group; has also worked at Western and Southern Financial Group, Lafayette Life Insurance Company, and Jefferson Pilot Insurance Company

Keven DuComb, JD, MBA

Advanced Planning Consultant

 

  • Serves as a resource on issues involving estate, charitable, tax and education planning
  • Earned a BBA, an MBA, and a JD from the University of Michigan
  • Has prior experience as an estate planning attorney and personal trust advisor

David Haughton, JD

Advanced Planning Consultant

 

  • Serves as a resource for advisors on financial planning issues, including trust, estate, business, education, social security, and charitable planning
  • Earned a bachelor’s degree from the University of Massachusetts and a JD from the Massachusetts School of Law
  • Is admitted to the Commonwealth of Massachusetts bar and the State of New Hampshire bar 
  • Was a practicing estate planning attorney

Anna Hays, JD, LLM

Advanced Planning Consultant

 

  • Serves as a resource for advisors on financial planning issues, including business, education, estate, social security, and trust planning
  • Earned a bachelor’s degree and a JD from Duquesne University and an LLM (Master of Laws) in international human rights from the National University of Ireland
  • Is currently pursuing the CERTIFIED FINANCIAL PLANNER™ professional certification
  • Has prior experience working for the U.S. District Court for the Western District of Pennsylvania

Krista Teegarden, CLU®, ChFC®

Advanced Planning Consultant

 

  • Serves as a resource for advisors on issues involving estate, trust, charitable, education, business, deferred compensation and social security planning strategies.
  • Holds the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations, as well as the FINRA Series 7 securities registration and California life, accident, and health insurance licenses
  • Earned a bachelor’s degree in finance from Biola University
  • Has prior experience conducting research and analysis and implementing advanced estate and business strategies with independent advisors